The growth operating system for insurance.

Eight capabilities on one set of customer data, one record of every marketing decision and one view of what every customer is worth. Use all of it, or start with the part you need most.

How a growth team uses it
Everything judged onwhat a customer is worth
Brief

Overnight, agents work out what moved and why, from your data and the ledger, and write it up.

Marketing analytics agents
Why one system

Everything sits on what a customer is worth.

Most marketing tools start from the campaign and count what happened inside it. Fountlabs starts from the customer and what they're worth to your book, and builds up from there.

That's why the agents give better answers than a general AI plugged into your CRM, why a test can be called on policy economics months before the claims arrive, and why an audience can carry a price.

Every source, joined up to the customer.

Ad platforms, CRM, call center, web, quotes, policies and claims, connected and matched to the person they belong to. Our engineers do the plumbing with yours, and everything above it works from the same picture of the customer.

Connections
Demo Mutual workspace
Add a source
Google AdsAd platformSynced 40 min ago
Meta AdsAd platformSynced 1 hr ago
SalesforceCRMSynced 2 hr ago
GenesysContact center and transcriptsSynced 15 min ago
Policy adminPolicies, quotes and claimsSynced 30 min ago
Comparison site feedBought leadsToday's feed is late
SnowflakeYour own tablesSynced 3 hr ago

What every click, lead and call is worth.

Your pricing, retention and loss models, brought into marketing. Every step a customer takes gets an expected value in near real time, so you know what you're buying while you're still buying it.

What a lead is worth, by source
Auto. Worth is expected 3-year contribution, less what it still costs to convert the lead
Updated 06:00
SourceCostsWorthMargin
Brand search$12$210+$198
Safe Driver Search$38$170+$132
Comparison sites$41$86+$45
Meta prospecting, Texas$29$24-$5
Lead partner B$18$9-$9
The cheapest lead on the list is the one that loses money.

Every decision, and what it did.

Budget moves, campaign changes, tests, pauses and audiences, recorded with who made them, why, and what happened to policies and margin afterwards. The agents read it before they answer.

Marketing ledger
Auto, Texas, September
4 decisions
2 Sep
Moved $40k a month from Meta prospecting to Safe Driver SearchMaria, Growth. Meta policies in Texas were cancelling inside 60 days at twice the rate.Cost per bound policy down $22, projected loss ratio 0.58
Worked
9 Sep
Paused lead partner BJames, Media. Quote to bind fell to 4% three weeks running.$18k a month saved, no drop in binds
Worked
16 Sep
Raised comparison site bids 15% in TexasExperiment. Testing whether more volume holds its margin.Stopped on day 11, projected loss ratio passed 0.68
Stopped
24 Sep
Approved a new lookalike seed of careful drivers who renewedMaria, Growth. Best 3-year value of any Texas segment.Too early to judge, 7 days of data
Measuring

A team that works while you don't.

Agents that run on schedules you set and know your definitions, your channels and what your team has tried. By Monday morning the briefs are written, the forecasts are updated and anything that went wrong has been diagnosed, with a fix waiting for your yes.

While you were out
Scheduled work, Demo Mutual, Sunday night to Monday 06:00
1 needs your yes
Sun 22:00
Pipelines refreshed, new rows onlyEvery night
Done
Mon 02:10
Campaign analysis, last weekEvery Monday
38 campaigns
Mon 03:30
Quarterly forecast re-runEvery Monday
3% under plan
Mon 04:05
Budget pacingEvery day
Meta $22k over
Mon 04:40
Florida home leads down 23%When something moves
Diagnosed, fix ready
Mon 05:15
Experiment readoutsEvery Monday
2 ready, 1 stopped
Mon 06:00
Briefs deliveredEvery Monday
6 people

Tests judged on the book, with limits.

Design, run and enforce your marketing tests in one place. Every test is judged on what its policies are worth and stops itself the moment it crosses a line you set.

Texas comparison sites, bids up 15%
Split by ZIP code against a holdout, day 11 of 28
Stopped by its limits
Extra binds
+38
Cost per bound policy
+$41
Projected loss ratio
0.69
Projected loss ratio, test arm over holdout, in points
Limit set by Maria: stop if projected loss ratio passes 0.68.

Audiences priced on their members.

First and third-party audiences stored together and valued on the business they're likely to write. Describe who you want, see who's in it and send it once your team says yes.

Texas auto, careful drivers who stay
Built from Maria's request, valued on expected lifetime contribution
48,210 people
Lives in TexasAuto policy, 12+ monthsNo at-fault claimsRenewed at least onceExcludes current Meta prospects
MetaLookalike seed
Waiting for approval
Google AdsCustomer match
Waiting for approval
Approve and sendSee who's in it

Quote and bind through AI assistants.

Let the assistants your customers already use find your products, quote and bind on your terms. Every sale lands in the same data and is valued the same way as the rest of your marketing.

DL
Dana, in her AI assistant19:04
I just bought a 2021 RAV4 and I live in Austin. Can you find me car insurance for under $130 a month?
Her assistant19:04
Found Alpha InsureCo car insurance, open to assistants0.6s
Answered 7 underwriting questions from what Dana has shared2.4s
Dana agreed to be contacted about her quote0.2s

Alpha InsureCo can cover you for $112 a month with a $500 deductible, including the disclosures they require me to show you. Want me to open the page where you confirm and pay, or would you rather speak to someone first?

Who it's for

CMOs and heads of growth

See which marketing is growing a profitable book, and defend the budget in the language your CFO already uses.

Media and channel teams

Know what a click, lead or call is worth before you bid on it, and test changes with limits that protect the book.

Analytics and data teams

Hand the reporting queue to agents that use your definitions, and spend your time on the questions that actually need you.

Actuarial and finance

Everything in insurance sits downstream from marketing. Put your pricing and retention models to work at the top of the funnel, where most of the economics are decided.

Start with the part you need most.